Fresno Housing Authority offers mortgage counseling

The Fresno Housing Authority has joined the state-run Keep Your Home California program to help homeowners in Fresno and Madera counties who are struggling to remain in their homes.

Housing authority counselors will answer questions, determine initial eligibility, help with the application process and serve as a representative of Keep Your Home California. The Fresno agency is among 14 counseling agencies recently approved to offer the counseling services.

“Now more than ever we need to continue our efforts to make sure our community has access to the information and resources they need to keep their homes,” said Preston Prince, Fresno Housing Authority executive director in a release.

Keep Your Home California is federally funded with nearly $2 billion from the U.S. Treasury Department’s Hardest Hit Fund. The goal is to help low- and moderate-income homeowners struggling with their mortgage payments during the worst economy and housing market in generations.

Fresno’s housing authority offers free one-on-one counseling for homeowners looking to apply for mortgage assistance. Keep Your Home California has four programs for cash-strapped homeowners: Unemployment Mortgage Assistance, Mortgage Reinstatement Assistance, Principal Reduction and Transition Assistance.

The programs are limited to homeowners that are facing a hardship and meet the criteria including county-by-county income limits. A description of the program can be found at or